Final answer:
Amanda's provision of information to the best of her recollection on an insurance application is classified as an Innocent misrepresentation, which is a honest mistake without any intent to deceive.
Step-by-step explanation:
When Amanda fills out her insurance application and provides information to the best of her recollection, it is known as an Innocent misrepresentation. This means that she provided information that she believed was true, without any intent to deceive or manipulate the insurer. Innocent misrepresentation is a honest mistake made while giving information which one believes to be true, and it differs from other types of misrepresentation in that there is no intent to provide false information.
In contrast, a Fraudulent misrepresentation occurs when someone knowingly lies or conceals the truth to mislead another party. A Material misrepresentation is a significant false statement that affects the insurer's decision to provide coverage or the terms of coverage, and it can be either intentional or unintentional. A Negligent misrepresentation occurs when someone fails to take reasonable care to ensure the information provided is accurate.
Therefore, the correct answer is c) Innocent misrepresentation.