Final answer:
Copayments are the payments an individual makes as a condition of receiving medical services, which is a fixed fee paid for specific services at the time they are provided.
Step-by-step explanation:
The term that refers to payments an individual makes as a condition of receiving medical services can be either deductibles, premiums, copayments, or coinsurance. Among the options given, the correct answer is copayments. A co-payment is a fixed fee that the policyholder pays for a specific service or prescription medication at the time the service is provided, without having to wait until the deductible is met. On the other hand, deductibles are the amount you pay out-of-pocket before your insurance covers any expenses, premiums are the regular, often monthly, payments made to the insurance company to keep your policy active, and coinsurance is the percentage of costs you pay after you have met your deductible.