Question

Which of the following would be eligible for homeowners coverage for medical payments in the event of injury at the insured's premises?

A) Only family members of the insured

B) Any person injured on the premises, regardless of fault

C) Only individuals covered under the liability coverage

D) Only individuals with a pre-existing medical condition

Answer 1

Homeowners insurance generally includes medical payment coverage for any person injured on the premises, not just the homeowner or family members.

Step-by-step explanation:

The correct answer to the question of which individuals would be eligible for homeowners coverage for medical payments in the event of injury at the insured's premises is B) Any person injured on the premises, regardless of fault. Homeowners insurance typically includes medical payments coverage that applies to guests who are injured on your property, regardless of whether the homeowner was at fault for the injury. This type of insurance does not typically cover medical payments for the homeowner or regular residents of the household; instead, it is designed to help with the medical expenses of visitors and guests who sustain injuries.