Question

The declarations section in a homeowners policy provides all of the following information except:

a) Policyholder's name and address

b) Policy term and effective dates

c) Coverage limits and deductibles

d) Conditions and exclusions of the policy

Answer 1

The declarations section of a homeowners policy includes the policyholder's name and address, policy term and effective dates, and coverage limits and deductibles, but not the conditions and exclusions of the policy.

Step-by-step explanation:

The declarations section in a homeowners policy typically includes several key pieces of information, but not all the details regarding policy provisions. This section provides clear information such as the policyholder's name and address, the policy term and effective dates, and details regarding coverage limits and deductibles. However, it does not include the full breadth of conditions and exclusions of the policy. These are usually found in a separate section of the policy, where full terms and conditions are outlined in detail.