Final answer:
Working in silos refers to agencies with common interests working independently and not collaborating. Collaboration is hindered, and resources may be underutilized when working in silos.
Step-by-step explanation:
Working in silos refers to agencies with common interests working independently and not collaborating.
The accurate statement based on this concept is D) Collaboration is hindered, and resources may be underutilized when working in silos.
When agencies work in silos, they often duplicate efforts, overlook potential synergies, and fail to share information and resources effectively. As a result, collaboration is hindered, and resources may be underutilized.