Final answer:
The percentage of small businesses forced out of business with a financial loss to creditors is less than 20 percent.
Step-by-step explanation:
The question asks which percentage of small businesses are forced out of business with financial loss to creditors. Based on the U.S. Small Business Administration data, many small businesses do fail, but the specific statistics provided do not directly answer the question about the percentage that exit with loss to creditors. However, one of the statements implies that less than 20 percent of small businesses are forced out of business under such circumstances. Thus, the correct answer is d. less than 20 percent, when in fact, it is less than 20 percent.