Final answer:
An inappropriate characteristic of a goal is that it is unrealistic. Effective goals should be Specific, Measurable, Achievable, Relevant, and Time-bound, according to the SMART criteria. Goals need to be realistically attainable and have a clear timeline for achievement to be beneficial.
Step-by-step explanation:
The characteristic of a goal that is not appropriate is c) Goals are unrealistic. When setting goals, they should be SMART, which stands for Specific, Measurable, Achievable, Relevant, and Time-bound. Goals should be specific and measurable to ensure that you can track progress effectively, they should be achievable to maintain motivation, and they should be relevant to your overall objectives. Additionally, being time-bound requires goals to have a set deadline so progress can be managed within a feasible time frame.
Using the SMART framework can help you financially make decisions for your future, allow you to create a plan for how to achieve your goals, and can motivate you by providing clarity and momentum towards reaching your career target. Listing each step toward meeting a goal helps to maintain focus and helps you determine how your goals can be accomplished.