Question

What is the maximum Social Security Disability benefit amount an insured can receive?

A) 50% of the insured primary insurance amount
B) 75% of the insured primary insurance amount
C) 100% of the insured primary insurance amount
D) 125% of the insured primary insurance amount

Answer 1

The maximum Social Security Disability benefit an insured can receive is 100% of the primary insurance amount. Social Security Disability Insurance (SSDI) offers essential financial support based on the disabled worker's lifetime average earnings within the social security system.

Step-by-step explanation:

The maximum Social Security Disability benefit amount an insured can receive is C) 100% of the insured's primary insurance amount (PIA). The Social Security program, officially known as Old-Age, Survivors, and Disability Insurance (OASDI), is designed to provide support to eligible workers who have become disabled and are therefore unable to work. Disability benefits are based on the disabled worker's lifetime average earnings covered by Social Security.

It's important to note that Social Security Disability Insurance (SSDI) is not intended to replace full income for disabled workers but to provide essential support. For many, these benefits represent a critical source of income, particularly as the costs of healthcare and long-term care can be substantial for those experiencing disability.