Final answer:
The provision not required in a Medicare supplement policy under Florida law is the Accidental Death Benefit. While Free Look Period, Renewability, and Notice of Medicare Rights are mandated, the Accidental Death Benefit is not a mandatory feature of these policies.
Step-by-step explanation:
Medicare Supplement Policies in Florida
Under Florida law, the provision that is NOT required in a Medicare supplement policy is D) Accidental Death Benefit. Medicare supplement policies, also known as Medigap, are designed to cover certain out-of-pocket costs that original Medicare does not, such as copayments, coinsurance, and deductibles. However, these policies typically do not include an accidental death benefit as a required provision.
The other options presented, namely A) Free Look Period, B) Renewability, and C) Notice of Medicare Rights, are indeed required. The Free Look Period allows a beneficiary to review the policy for a short time after purchase and return it for a full refund if not satisfied. Renewability ensures that the policy can be renewed each year as long as premiums are paid. The Notice of Medicare Rights provides beneficiaries with information about their rights and protections under Medicare.