Final answer:
A health policy will usually exclude losses related to all of the following, EXCEPT Emergency room visits. Therefore, the correct option is c.
Step-by-step explanation:
Health insurance policies often have exclusions to limit coverage for certain types of losses. Pre-existing conditions are often excluded to prevent individuals from obtaining insurance coverage after already being diagnosed with a medical condition. Cosmetic surgery is typically considered elective and may not be covered unless medically necessary. Intentional self-inflicted injuries are often excluded due to the nature of the act.
Emergency room visits, on the other hand, are generally covered by health insurance policies. However, the extent of coverage may vary, and policies may require pre-authorization for non-emergency situations. It's important for policyholders to carefully review the terms and conditions of their health insurance policies to understand the specific exclusions and coverage limitations.
In summary, while emergency room visits are usually covered, pre-existing conditions, cosmetic surgery, and intentional self-inflicted injuries are often excluded from health insurance coverage.
Therefore, the correct option is c.