Final answer:
The Free Look period for a life policy starts on the date the policy is delivered to the policy owner, which in this case is November 7. This period allows the policy owner to review the policy and possibly return it for a full refund.
Step-by-step explanation:
The Free Look period for a life policy typically begins on the date the policy is delivered to the policy owner. In the scenario provided, Zoe's policy was delivered on November 7.
Therefore, the Free Look period would start from that date, allowing Zoe to review the policy and decide if she wants to keep it or not. If Zoe decides within this period that she does not want the policy, she can return it and receive a full refund of her premium.