Final answer:
Workers' Compensation insurance provides benefits for work-related injuries and is coordinated with personal health insurance through Coordination of Benefits (COB). COB ensures proper payment of claims when multiple policies are involved.
Step-by-step explanation:
Workers' Compensation insurance is typically issued as a distinct coverage from health insurance. It specifically provides benefits to workers who suffer an injury on the job. The correct answer to the question "What is Workers' Compensation insurance issued jointly with and supplemental to a policy for health insurance?" is D. Coordination of benefits. Coordination of benefits (COB) refers to the way in which two insurance policies work together to ensure that the claims are paid appropriately. When an employee is injured on the job, Workers' Compensation insurance primary covers occupational injuries or illnesses. However, if the employee has personal health insurance as well, COB ensures that the health insurance coverage supplements and coordinates with the Workers' Compensation benefits, so the financial impact is mitigated for the injured employee.