Final answer:
Comprehensive Health Insurance is the option that covers hospital-related expenses like nursing care, supplies, and room charges.
Step-by-step explanation:
The insurance package that indemnifies a policyholder for a variety of hospital-related expenses such as nursing care, supplies, and room charges is Comprehensive Health Insurance. Unlike Term Life Insurance, which provides a death benefit, or Automobile Insurance, which covers vehicle accidents, comprehensive health insurance covers a broad range of medical services. Health Maintenance Organizations (HMOs) provide healthcare on a prepaid basis, where the focus is on prevention and coordinated care at a fixed cost per enrollee.