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Which of the following is NOT considered a covered theft in a Commercial Crime policy?

A) Limited Lines Automobile Insurance
B) Limited Lines Travel Insurance
C) Limited Lines Crop Hail Insurance
D) Limited Lines Inland Marine Insurance

1 Answer

3 votes

Final answer:

None of the options (Limited Lines Automobile, Travel, Crop Hail, or Inland Marine Insurance) represent an act of theft, therefore none would be considered a covered theft under a Commercial Crime policy.

Step-by-step explanation:

In the context of a Commercial Crime policy, the types of theft that are covered typically include acts that specifically involve the theft of money, securities, or other property through criminal actions such as employee theft, forgery, robbery, burglary, and computer fraud. The question provided asks which option is NOT considered a covered theft under such a policy. To address this question, it's important to understand that limited lines insurance is a subset of insurance that may provide coverage specific to a certain type of risk or insurance product category, such as automobile, travel, crop hail, and inland marine insurance. These individual lines themselves are not thefts but are various specialized insurance products. Hence, none of the listed options, A) Limited Lines Automobile Insurance, B) Limited Lines Travel Insurance, C) Limited Lines Crop Hail Insurance, or D) Limited Lines Inland Marine Insurance, directly represents an act of theft that would be covered under a Commercial Crime policy. However, to answer which is NOT a covered theft, it's clear that all of these are not thefts, and this question seems to have a misunderstanding embedded within it.

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