Question

John moved out of his house and put it up for sale three months ago. While he was waiting for the house to sell, John's plumbing pipes froze and burst in the icy temperatures, which eventually led to water damaging the cabinetry and hardwood floors. Which of the following statements would most likely be TRUE?

A) John's homeowner's insurance will cover all damages, including plumbing repairs.
B) The responsibility for the burst pipes lies with the new occupants, not John.
C) The water damage is not covered since John moved out before the incident.
D) John's insurance won't cover damages caused by freezing weather conditions.

Answer 1

The most likely true statement would be D) John's insurance won't cover damages caused by freezing weather conditions.

Step-by-step explanation:

In this case, the most likely true statement would be D) John's insurance won't cover damages caused by freezing weather conditions.

In general, homeowner's insurance policies do not cover damages caused by freezing weather conditions. This is because freezing and bursting of pipes is considered a preventable occurrence and homeowners are expected to take precautions to prevent such incidents.

Therefore, it is important for homeowners to take steps such as insulating pipes or keeping the heat in the house on to prevent freezing and bursting.