Final Answer:
The third account found on the balance-of-payments statement is the financial account.
Explanation
The balance-of-payments statement encompasses three fundamental accounts: the current account, the capital account, and the financial account. The financial account records transactions involving financial assets and liabilities between a country and the rest of the world.
It tracks investments, purchases of stocks and bonds, direct investments like foreign direct investment (FDI), and changes in reserve assets held by a country's central bank. Essentially, it provides insight into the flow of funds across borders, offering a comprehensive view of a nation's economic interactions globally.
The financial account is crucial for understanding the financial health of a country, as it sheds light on how a nation is funding its deficits or surpluses. It showcases the inflow and outflow of capital, indicating whether a country is attracting investments or facing capital flight.
Understanding the financial account assists policymakers in making informed decisions regarding fiscal and monetary policies to manage economic stability and growth.