Final answer:
In psychology, the term for an individual balancing needs and desires with environmental realities is 'coping.' This involves strategies to handle personal problems and stress successfully. Related terms include 'congruence,' 'selective migration,' and 'self-efficacy.'
Step-by-step explanation:
In psychology, the term that describes an individual balancing needs, desires, and aspirations against realities in the environment is coping. This process involves a variety of strategies or approaches individuals use to deal with personal and interpersonal problems, and to manage the stress induced by these problems or by their environment.
Other relevant terms in psychology include congruence, which is the idea that people's ideas about themselves should match their actions. The concept of selective migration suggests people move to places that are compatible with their personalities and needs. Erikson's developmental stages highlight challenges such as overcoming despair to achieve integrity for older people and developing a sense of identity for adolescents.