Final answer:
The average DUI can cost between $8,000 and $12,000 in fines and court costs, representing significant financial implications for those involved. Example scenarios in automobile insurance demonstrate how risk is calculated and damages are covered.
Step-by-step explanation:
The average DUI costs between $8,000 and $12,000 in fines and court costs. This substantial financial burden often includes a combination of fines, legal fees, increased insurance premiums, DUI schooling, and other related expenses. An example that parallels this concept and illustrates how costs can accumulate is the example of an automobile insurance system. In this system, total damages incurred by car accidents in a group of 100 drivers could amount to $186,000. If an insurance company needs to cover these costs, they might charge each driver a premium of $1,860 to collectively accumulate the necessary funds. This demonstrates the significant financial implications and risk calculations that are similar to those associated with the costs incurred from a DUI.