Final answer:
The payment method that involves borrowing money from a lender and repaying over time, usually with interest, is a Credit card payment.
Step-by-step explanation:
The payment method described in the question involves borrowing money from a lender to make a purchase and intending to pay the lender back over time, typically with interest. The correct answer is B) Credit card payment. Using a credit card essentially means obtaining a short-term loan from the credit card company, which immediately transfers money to the seller's account. The user then owes the credit card company the borrowed amount. This is a common form of payment especially for expenses such as college tuition, where students borrow money and repay it once they are financially able.