108k views
1 vote
Explain why the scenario below fails to meet the definition of responsible goal setting.

Situation: Derek works at a fast food restaurant and makes minimum wage. He supports his infant son and pays bills independently. He is meeting with his financial counselor who has asked him what his current goals are.
Derek: "I want to purchase a house next year."

User GotDibbs
by
7.6k points

1 Answer

3 votes

Final answer:

Derek's goal to purchase a house next year may not be realistic given his financial situation, making it an example of irresponsible goal setting without an achievable and practical plan.

Step-by-step explanation:

The scenario presented fails to meet the definition of responsible goal setting because it does not appear to align with the principles of making achievable and appropriate goals. Responsible goal setting requires considering one's financial situation and setting realistic objectives accordingly. For Derek, a fast-food worker with the responsibility of supporting an infant son on a minimum wage income, purchasing a house in the near future may not be an achievable goal without a clear and realistic plan of how to accomplish it. This includes accounting for the economic challenges such as saving for a down payment, securing a mortgage with a favorable interest rate, and ensuring that he can meet ongoing housing expenses while still providing for his child. As such, while ambition is commendable, setting goals requires balancing aspiration with practicality, especially when there are financial constraints.

User Stela
by
8.3k points