Final answer:
The given information does not provide enough details to accurately determine the net change in the loan amount for Quiana's viewpoint.
Step-by-step explanation:
In this question, the student is asked to simplify an expression and determine the net change in the loan amount from Quiana's viewpoint after 5 payments.
To calculate the net change, we need to know the amount of each payment and whether the payments are reducing or increasing the loan amount. Unfortunately, the given information doesn't provide these details. Therefore, we cannot accurately determine the net change in the loan amount.
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