Final answer:
The electrons are located outside the nucleus and carry a negative charge in an atom.
Step-by-step explanation:
The correct statement that describes the location and charge of electrons in an atom is option D. The electrons are located outside the nucleus and carry a negative charge. Unlike protons and neutrons which are found inside the nucleus, electrons are distributed in a diffuse cloud surrounding the nucleus. This electron cloud is negatively charged and balances the positive charge of the protons in the nucleus, resulting in a neutral atom.