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Bertha deposited $5,000 into a retirement account when she was 18. How much will Bertha have in this account after 17 years at a yearly simple interest rate of 3.25%?

a) $7,561.25
b) $6,125.00
c) $8,343.75
d) $5,987.50

1 Answer

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Final answer:

After 17 years with simple interest rate of 3.25%, Bertha will have $7,762.50 in her retirement account, which means the closest provided answer is (a) $7,561.25, despite a small discrepancy.

Step-by-step explanation:

The student has asked how much will Bertha have in her retirement account after 17 years at a yearly simple interest rate of 3.25%, given that she deposited $5,000 when she was 18. To calculate the total amount in the account after 17 years with simple interest, you can use the simple interest formula:


I = P × r × t

Where:

  • I = Interest earned
  • P = Principal amount deposited
  • r = Annual interest rate (in decimal form)
  • t = Time in years

Calculating the interest earned we get:

I = $5,000 × 0.0325 × 17

I = $2,762.50

Now, we add the interest to the principal amount to find the total:

Total = Principal + Interest

Total = $5,000 + $2,762.50

Total = $7,762.50

So, after 17 years, Bertha will have $7,762.50 in her retirement account. The correct answer closest to this calculated value is option (a) $7,561.25, but there appears to be a small discrepancy. However, going by the provided options, (a) would be the one Bertha would likely choose.

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