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An Australian bank offers you to pay 6 percent compounded monthly. You decide to invest $1 million for one year. What is the future value of your investment if interest payments are reinvested at 6 percent?

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Final answer:

The future value of a $1 million investment with 6% compounded monthly interest for one year is $1,061,678.40.

Step-by-step explanation:

To calculate the future value of an investment with compounded interest, we can use the formula:

Future Value = Principal x (1 + Interest Rate/Number of Compounding Periods)^(Number of Compounding Periods x Number of Years)

For this question, we have a principal of $1,000,000, an interest rate of 6% compounded monthly, and a time period of 1 year. The number of compounding periods per year is 12, since interest is compounded monthly. Plugging these values into the formula, we get:

Future Value = $1,000,000 x (1 + 0.06/12)^(12 x 1) = $1,061,678.40

Therefore, the future value of your investment after one year with interest payments reinvested at 6% is $1,061,678.40.

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