Final answer:
Insurers should try to reduce emergency department use by implementing preventive interventions and improving access to medical facilities.
Step-by-step explanation:
Yes, insurers should try to reduce emergency department (ED) use as it is the most expensive form of healthcare and contributes significantly to rising costs. Insurers can reduce ED use by implementing preventive interventions and improving access to medical facilities. For example, they can work with service agencies to provide early interventions and support to individuals, reducing the need for emergency care.