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On February 15th, 2023, Absalom decided that he would like to have $4,762 by March 19th, 2023. Calculate how much he would need to deposit today to achieve his objective if the interest rate is 2.3%.

User Sdornan
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1 Answer

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Final answer:

To achieve his objective of having $4,762 by March 19th, 2023 with an interest rate of 2.3%, Absalom would need to deposit approximately $4,610.62 today.

Step-by-step explanation:

To calculate how much Absalom would need to deposit today to achieve his objective, we can use the formula for compound interest:



Future Value = Principal x (1 + Interest Rate)^n



In this case, Absalom wants to have $4,762 by March 19th, 2023, and the interest rate is 2.3%. Since the time between February 15th, 2023 and March 19th, 2023 is 32 days, we will use the number of days as the exponent (n) in the formula.



Let's calculate:



Future Value = Principal x (1 + 0.023)^32



$4,762 = Principal x (1.023)^32



To solve for Principal, we divide both sides of the equation by (1.023)^32:



Principal = $4,762 / (1.023)^32



Using a calculator, the value of Principal comes out to be approximately $4,610.62.

User Cbjeukendrup
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