Final answer:
The tool that allows you to calculate and summarize records and save the query for future use is a database management system (DBMS).
Step-by-step explanation:
In the context of computers and technology, the tool that allows you to calculate and summarize records and save the query for future use is a database management system (DBMS).
A DBMS is software that helps users interact with databases. It enables users to create, retrieve, update, and delete data in databases by providing a set of tools and functions, including querying capabilities.
One popular example of a DBMS is Microsoft Access. With Access, users can create queries to calculate and summarize data based on specific criteria, and save those queries for future use.
Database Management Systems (DBMS) are software systems used to store, retrieve, and run queries on data. A DBMS serves as an interface between an end-user and a database, allowing users to create, read, update, and delete data in the database.