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A demand loan for $11,704.26 with interest at 7.7% compounded annually is repaid after 8 years, 4 months. What is the amount of interest paid?

The amount of interest is $__.

User Eaydin
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1 Answer

1 vote

Final answer:

The amount of interest paid on the demand loan is -$3,170.34.

Step-by-step explanation:

To calculate the amount of interest paid on a demand loan with compound interest, we can use the formula:

Interest = P(1 + r/n)^(nt) - P

Where:

  • P is the principal amount
  • r is the annual interest rate (expressed as a decimal)
  • n is the number of times interest is compounded per year
  • t is the number of years

For this specific loan, the principal amount is $11,704.26, the interest rate is 7.7% (or 0.077 as a decimal), compounded annually, and the loan duration is 8 years and 4 months (or 8.33 years).

Using the formula and plugging in the values:

Interest = $11,704.26(1 + 0.077/1)^(1 * 8.33) - $11,704.26

Simplifying the equation:

Interest ≈ $11,704.26(1.077)^(8.33) - $11,704.26

Interest ≈ $8,533.92 - $11,704.26

Interest ≈ -$3,170.34

Therefore, the amount of interest paid on this loan is -$3,170.34.

User JJTO
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