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Mortgage 15-year Monthly payments 9.0%APR Loan amount $100,000 The interest portion of the first payment is closest to

a. $950
b $900
c. $750
d. $650
e. $373
f. $823
g. $600


User Wallebot
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1 Answer

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Final answer:

The interest portion of the first payment on a mortgage can be calculated by multiplying the loan amount by the monthly interest rate. Therefore, the interest portion of the first payment is closest to $750, option c.

Step-by-step explanation:

To calculate the interest portion of the first payment on a mortgage, we can use the formula:

Interest = (Loan amount * Monthly interest rate)

First, we need to calculate the monthly interest rate by dividing the APR by 12 and converting it to a decimal:

Monthly interest rate = 9.0% / 12 = 0.0075

Next, we can calculate the interest portion of the first payment by multiplying the loan amount by the monthly interest rate:

Interest = $100,000 * 0.0075 = $750

Therefore, the interest portion of the first payment is closest to $750, option c.

User Decoy
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