Final answer:
The question asks for the remaining balance on a loan for a truck with an APR of 8.9% after three years. However, the information given is insufficient to calculate this figure; an amortization formula or financial calculator would be needed for an accurate answer.
Step-by-step explanation:
The question involves calculating the remaining balance on a loan for a truck after three years of monthly payments. Given the original cost of the truck ($116,000) and an 8.9% APR, the owner has been making payments for three years and wants to determine how much is left to pay off the loan before selling the truck. Since the provided information is neither sufficient nor directly related to calculate the remaining balance of the specific loan in question, we cannot provide an accurate answer. To solve this, we would typically use an amortization formula or a financial calculator to determine the remaining balance after a certain number of payments at a given interest rate.