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What sum of money, invested today in a perpetual fund earning 5.5% compounded semiannually, will sustain quarterly perpetuity payments of $1000 with the first payment

a) three months from today?
b) one year from today?

User Jaay
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1 Answer

4 votes

Final answer:

To sustain quarterly perpetuity payments of $1000, the sum of money invested today is $18072.73 if the first payment is received three months from today, and $36363.64 if the first payment is received one year from today.

Step-by-step explanation:

To find the sum of money, invested today in a perpetual fund earning 5.5% compounded semiannually, that will sustain quarterly perpetuity payments of $1000, we can use the formula for the present value of a perpetuity.

a) For the first payment to be received three months from today, the interest rate will be compounded for one quarter. Therefore, the present value can be calculated as:

PV = Payment / (Interest Rate / Compounding Frequency) = $1000 / (0.055 / 4) = $18072.73

b) For the first payment to be received one year from today, the interest rate will be compounded for two quarters. Therefore, the present value can be calculated as:

PV = Payment / (Interest Rate / Compounding Frequency) = $1000 / (0.055 / 2) = $36363.64

User Holygeek
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