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Omar received a $1100 bonus. He decided to invest it in a 3-year certificate of deposit (CD) with an annual interest rate of 1.37% compounded quarterly. Answer the questions below. Do not round any intermediate computations, and round your final answers to the nearest cent. If necessary, refer to the list of financial formulas.

A.Assuming no withdrawals are made, how much money is in Omar's account after 3 years?
B.How much interest is earned on Omar's investment after 3 years?

User Alf Eaton
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Final answer:

After 3 years, Omar's investment of $1100 in a CD with an annual interest rate of 1.37% compounded quarterly will grow to $1146.31, and the total interest earned will be $46.31.

Step-by-step explanation:

Omar invested his $1100 bonus in a 3-year certificate of deposit (CD) with an annual interest rate of 1.37% compounded quarterly. To calculate the final amount in Omar's account after 3 years, we use the compound interest formula:

A = P(1 + r/n)^(nt)





Substituting the values:

A = $1100(1 + 0.0137/4)^(4*3)

A = $1100(1 + 0.003425)^(12)

A = $1100(1.003425)^12

A = $1100 * 1.0421

A = $1146.31 (rounded to the nearest cent)

To find the total interest earned:

Interest = Final amount - Principal

Interest = $1146.31 - $1100

Interest = $46.31 (rounded to the nearest cent)

The calculations above show that Omar's investment will grow to $1146.31, and the total interest earned after 3 years will be $46.31.

User Robert Farley
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