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An investment will pay you $15,000 in 5 years. The appropriate discount rate is 10 percent compounded daily. What is the present value?

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Final answer:

The present value of $15,000, which will be received in 5 years with a 10% annual interest rate compounded daily, is roughly $9,104.92.

Step-by-step explanation:

To calculate the present value of an investment that will pay $15,000 in 5 years with a 10 percent discount rate compounded daily, we can use the formula for present value which is:

Present Value = Future Value / (1 + r/n)nt

Where:

  • Future Value = $15,000
  • r = 10% or 0.10 (discount rate)
  • n = 365 (number of times the interest is compounded per year)
  • t = 5 years

Plugging these values into the formula gives:

Present Value = $15,000 / (1 + 0.10/365)365*5

Doing the calculations:

Present Value = $15,000 / (1 + 0.00027397260)1825

Present Value = $15,000 / (1.64700950183)

Present Value = $9,104.92

Thus, the present value of $15,000 to be received in 5 years at a 10 percent interest rate compounded daily is approximately $9,104.92.

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