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If you deposit $ 5000 into an account that earns 6% interest, how many years will it take for the account to grow to at least $ 8000?

A. 7.9 years
B. 8 years
C. 8.1 years
D. 8.2 years

User Eleco
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1 Answer

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Final answer:

To determine how many years it will take for the account to grow to at least $8000 with a $5000 deposit and 6% interest, we can use the compound interest formula. After trial and error, the answer is 8 years.

Step-by-step explanation:

To determine how many years it will take for the account to grow to at least $8000, we can use the compound interest formula:

A = P(1 + r/n)^(nt)

Where:

  • A = the final amount
  • P = the initial principal (deposit)
  • r = annual interest rate (as a decimal)
  • n = number of times the interest is compounded per year
  • t = number of years

In this case, P = $5000, r = 6% or 0.06, and A = $8000. We want to find t. Plugging in the values, we get:

$8000 = $5000(1 + 0.06/n)^(nt)

Simplifying further, we have:

(1 + 0.06/n)^(nt) = $8000/$5000 = 1.6

Since the answer options are in whole numbers of years, we can directly calculate the value of nt by trial and error. After trying a few values, we find that when nt = 8, the left side of the equation becomes approximately 1.6. Therefore, the answer is 8 years (Option B).

User Tyzoid
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