Final answer:
The action item that should be a part of everyone's journey to financial well-being includes keeping good records, spending less than you earn, and maintaining appropriate insurance.
Step-by-step explanation:
The action item that should be a part of everyone's journey to financial well-being includes keeping good records, spending less than you earn, and maintaining appropriate insurance.
Keeping good records is important for tracking income, expenses, and financial goals. Spending less than you earn helps you save and avoid debt. Maintaining appropriate insurance protects against financial loss from unexpected events.
All of the choices are correct because each item contributes to financial well-being