Final answer:
Lenders commonly require security such as collateral to mitigate risk, evident in the true choice A. Financial institutions assess the riskiness of loans based on the borrower's financial history and the current economic environment.
Step-by-step explanation:
Lenders indeed seek to obtain security on their loans in order to reduce their risk, which aligns with the true statement in the given choice A. In the financial market, before extending a loan, lenders often require borrowers to provide comprehensive financial information, undergo credit checks, and potentially secure a cosigner or offer collateral. This collateral can come in various forms, such as property or equipment, which the lender can seize and sell if the loan is not repaid. Moreover, the secondary loan market reflects the caution of financial institutions wherein loans that are considered riskier will be acquired at a potentially lower price.