Final answer:
The biome with a consistently warm and moist climate, rich in biodiversity, and located near the equator is the Tropical Rainforest. Option B is the correct answer.
Step-by-step explanation:
The biome that is characterized by a warm and moist climate throughout the year, possesses the most diverse organisms, and can be found near the equator is the Tropical Rainforest. These forests are known for their biodiversity, often referred to as nature's pharmacy due to the potential new drugs that could be developed from the unique plants and organisms found there.
The Tropical Rainforest biome is evergreen, with plants that have broad leaves which fall and are replaced throughout the year. This biome does not experience a seasonal loss of leaves, unlike temperate deciduous forests.
In summary, the correct option that describes a biome with a warm and moist climate all-year-round, located near the equator and having the highest biodiversity is B.) Tropical Rainforest.