Final answer:
To calculate WatchoverU's expected net interest at year end, subtract expected interest expenses from expected interest income. Without specific financial data, a precise figure cannot be provided.
Step-by-step explanation:
To determine WatchoverU's expected net interest at year end, one would need to know the interest income expected to be earned from interest-bearing assets such as loans and securities, as well as the interest expense expected to be paid on liabilities such as loans and deposits. The net interest is calculated by subtracting the interest expenses from the interest income. If WatchoverU expects to earn $100,000 in interest income and has $60,000 in expected interest expenses, the net interest at year end would be $40,000 ($100,000 - $60,000).