Final answer:
Mergers and consolidations are a driving force for change in an organization's workforce. They can lead to significant changes within the company. Additionally, in financial markets, a rise in money supply can decrease interest rates, while an increase in demand or supply can boost loan activity.
Step-by-step explanation:
The question is asking which of the given options is a force for change in an organization's workforce. Among the listed options, e) mergers and consolidations is the one that most directly acts as a force for change in an organization's workforce. Mergers and consolidations can result in restructuring, culture blending, policy changes, and the potential for layoffs or new opportunities within the organization.
Regarding the information provided on financial market changes and interest rates, a rise in the supply of money within the financial market usually leads to a decline in interest rates because more funds are available for lending, which can decrease the cost of borrowing. Conversely, an increase in demand for loans or a rise in the supply of money could lead to an increase in the quantity of loans made and received, as more funds or greater demand encourage borrowing and lending activities.