Final answer:
The new Loan Estimate and Closing Disclosure forms that went into effect on October 3, 2015, replaced all of the following EXCEPT the HUD-1 Settlement Statement.
Step-by-step explanation:
The new Loan Estimate and Closing Disclosure forms that went into effect on October 3, 2015, replaced all of the following EXCEPT:
a. Good Faith Estimate
b. Truth-in-Lending disclosures
c. RESPA regulations
d. HUD-1 Settlement Statement
The new Loan Estimate and Closing Disclosure forms were introduced as part of the TILA-RESPA Integrated Disclosure (TRID) rule. The purpose of these forms was to consolidate and simplify the mortgage loan disclosure process, making it easier for consumers to understand and compare loan offers.