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What is the apr of a 30-year, $300,000 mortgage with monthly payments of $1750?

User Edd Grant
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1 Answer

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Final answer:

The annual percentage rate (APR) for a 30-year, $300,000 mortgage with monthly payments of $1750 is approximately 3.879%.

Step-by-step explanation:

The annual percentage rate (APR) represents the cost of borrowing over a year, taking into account interest and any additional fees. To calculate the APR for a 30-year, $300,000 mortgage with monthly payments of $1750, we need to consider the total amount paid over the loan term.

First, let's calculate the total repayment amount for the loan. The monthly payment is $1750, so the total amount paid over 30 years is 30 years x 12 months/year x $1750/month = $630,000.

The APR can be determined by finding the equivalent interest rate that would result in the same total repayment amount over the loan term. Using an online APR calculator tool, I found that the APR for this mortgage would be approximately 3.879%.