Final answer:
b) -247.43 + (-5). The expression to represent the net change to Quiana's loan as a result of her payments using the given terms -247.43 and -5 is -247.43 + (-5).
Step-by-step explanation:
To represent the net change to Quiana's loan as a result of her payments using the given terms -247.43 and -5, we can use the expression -247.43 + (-5).
This represents subtracting 5 from -247.43, which results in a negative value. The sum of -247.43 and -5 is -252.43, indicating the net change to Quiana's loan.