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Which of the following would be considered a 'dwelling' under the Truth-in-Lending Act?

1) Residential apartment building
2) Residential fiveplex
3) Office building
4) Residential condominium

1 Answer

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Final answer:

A 'dwelling' under the Truth-in-Lending Act includes structures intended for residential use. Residential apartment buildings, residential fiveplexes, and residential condominiums are all considered dwellings, whereas an office building is not classified as a dwelling under this act.

Step-by-step explanation:

Under the Truth-in-Lending Act (TILA), a 'dwelling' is defined as a residential structure. This can include various types of living accommodations where people reside. Based on the options provided:

A residential apartment building is considered a dwelling as it is designed for people to live in.

A residential fiveplex, which is a building with five separate dwelling units, would also be considered a dwelling under TILA.An office building is typically not considered a dwelling under TILA as it is intended for commercial and not residential use.A residential condominium is a single living unit within a larger building or complex and is also considered a dwelling under TILA.

Therefore, options 1, 2, and 4 (residential apartment building, residential fiveplex, and residential condominium) would be considered 'dwellings' under the Truth-in-Lending Act.

User Jerry Vines
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