Final answer:
An ABA disclosure typically includes details and features of the product, loan terms and conditions, and information about interest rates and fees.
Step-by-step explanation:
An ABA disclosure, also known as an Adjustable Rate Mortgage disclosure, is a document that provides important information to borrowers about an adjustable rate mortgage. It typically includes details and features of the product, such as how the interest rate is calculated and any caps or limits on the rate adjustments. It also includes loan terms and conditions, such as the repayment schedule and any penalties for early repayment. Additionally, it includes information about interest rates and fees, including the initial interest rate and any fees associated with the loan.
Therefore, the correct answer is option 4) All of the above, as all of the mentioned information is typically included in an ABA disclosure.