Question

What does an umbrella policy cover you for personal injury claims?

1) Property damage claims
2) Medical expenses claims
3) Legal expenses claims
4) All of the above

Answer 1

An umbrella policy covers you for personal injury claims, property damage claims, medical expenses claims, and legal expenses claims.

Step-by-step explanation:

An umbrella policy provides additional liability coverage above and beyond the limits of your existing insurance policies. It covers personal injury claims, which can include medical expenses, legal expenses, and damages for pain and suffering resulting from an accident for which you are held responsible.

For example, if you are involved in a car accident and the other driver is injured, your umbrella policy can help cover their medical expenses. Similarly, if you are sued for defamation, your umbrella policy can cover the legal expenses associated with the lawsuit.

In summary, an umbrella policy covers you for personal injury claims, property damage claims, medical expenses claims, and legal expenses claims, so the correct answer is 4) All of the above.