Final answer:
TRID, Dodd Frank Act, and HPA are important rules and acts related to the mortgage industry.
Step-by-step explanation:
The important dates for TRID, Dodd Frank Act, and HPA are as follows:
- TRID: The TILA-RESPA Integrated Disclosure rule, also known as TRID, went into effect on October 3, 2015. This rule requires lenders to provide borrowers with easier-to-understand information about their mortgage loans.
- Dodd Frank Act: The Dodd Frank Wall Street Reform and Consumer Protection Act was signed into law on July 21, 2010. It was a response to the 2008 financial crisis and aimed to regulate the financial industry to prevent future crises.
- HPA: The Homeowners Protection Act (HPA) became effective on July 29, 1999. This act establishes rules for private mortgage insurance (PMI) cancellation and termination on residential mortgage loans.