Final answer:
The correct answer is 4) Accidental Death Benefit. An accidental death benefit is a feature of a life insurance policy that provides an additional payout if the insured person dies as a result of a covered accident.
Step-by-step explanation:
The correct answer to your question is 4) Accidental Death Benefit.
An accidental death benefit is a feature of a life insurance policy that provides an additional payout if the insured person dies as a result of a covered accident. This benefit usually pays out a multiple of the coverage amount, typically two times or more.
For example, if a policyholder has a $100,000 life insurance policy with a 2x accidental death benefit, their beneficiary would receive $200,000 if the policyholder dies due to a covered accident.