Final answer:
Under HIPAA, patients have the right to access their own health records and know the fees for accessing information, but the Act does not provide special rates on health insurance policies.
Step-by-step explanation:
The rights of individual patients under the Health Insurance Portability and Accountability Act (HIPAA) include the right to access one's own health information, knowing the fees for access to information, and regulations concerning access and third parties. However, HIPAA does not include provisions for special rates on health insurance policies. This act was created to protect patient privacy and prevent the unauthorized release of personal health information, including genetic data that could be used to discriminate against individuals in contexts like employment and health insurance. The act influences providers, insurance companies, and other stakeholders within the healthcare system but does not stipulate insurance pricing or rates.