Question

Under CGL, the Occurrence form - bodily injury or property damage must occur during the policy period - reporting of the claim may be:

1. within policy period or thereafter with no limit on time
2. made only within the policy period
3. made within policy period or a 60-day period following policy expiration
4. none of the above

Answer 1

In an Occurrence form CGL policy, bodily injury or property damage must happen within the policy period, but the claim can be reported at any time after, without a time limit.

Step-by-step explanation:

Under a Commercial General Liability (CGL) policy with an Occurrence form, the bodily injury or property damage must occur during the policy period. The reporting of the claim can be made after the policy period has ended, and there is no time limit for doing so. This allows policyholders to report claims for damages that took place during the policy period, even if those claims are made long after the policy has expired.