Question

Mr. Singh would like drug coverage but does not want to be enrolled in a Medicare Advantage plan. What should you tell him?

1) Mr. Singh can enroll in a stand-alone prescription drug plan and continue to be covered for Part A and Part B services through Original Fee-For-Service Medicare.
2) Mr. Singh must leave Original Medicare to receive drug coverage.
3) Part D prescription drug coverage can only be obtained by enrollment into a Medicare Advantage plan that also covers Part A and Part B services.
4) D. Mr. Singh will have to enroll in Medicaid if he wishes to obtain prescription drug coverage through some means other than a Medicare Advantage plan.

Answer 1

Mr. Singh can enroll in a stand-alone prescription drug plan to receive drug coverage while remaining under Original Fee-For-Service Medicare for other healthcare needs.

Step-by-step explanation:

Mr. Singh can enroll in a stand-alone prescription drug plan (Part D) and continue to be covered for Part A and Part B services through Original Fee-For-Service Medicare. This option allows beneficiaries to add prescription drug coverage to the traditional Medicare coverage without joining a Medicare Advantage plan. It's essential for Mr. Singh to understand that these plans are separate from the hospital and medical coverage offered under Parts A and B, and that a monthly premium is typically required for a Part D plan.